Apple plans to start its U.S. iPhone leasing program on a set rollout date through the upgrade program channel. The service partners with a third-party financier for spread-out costs. It targets buyers amid steeper price tags after Apple bumped Mac retail numbers earlier before. Users may pick smaller recurring fees instead of buying all at once. Leased iPhones can be disabled remotely if users miss obligations. Apple includes supporting tools in next iOS build. Some shoppers ask how leasing shifts versus buying outright. Critics flag that lockouts cut off phone use if plans fall behind. Supporters claim leasing reduces initial spend and streams next-device moves. The plan matches Apple's launch rhythm as iPhones get pricier device by device. Savvy buyers will check terms before jumping in.